How To Get Opiate Addiction Treatment Through Blue Cross Blue Shield Insurance

When you have decided to enter an opiate abuse treatment, one of the most important considerations include how much you can save from the recovery program.

Blue Cross Blue Shield insurance can cover a range of benefits for your opiate abuse treatment.

The type of Blue Cross Blue Shield insurance coverage depends on the individual plan and the state where you live. This means, some clients may pay a huge out-of-pocket cost for their opiate addiction treatment, while others get more coverage.

Introduction to Blue Cross Blue Shield Insurance

Blue Cross Blue Shield Insurance operates 36 health insurance companies all over the country. There are more than 105 million Americans covered in 50 states. Almost 50 percent of the federal employees have this insurance coverage that is included in their

Federal Employee Program.

The Federal Employee Program covers individual and group therapies in an outpatient treatment for opiate addiction program, while the client is in-charged of the copay.

Before seeking a residential opiate addiction treatment and other facility services, clients should first undergo precertification. Failure to do so will require them to pay a fee of $500.

For inpatient/ residential opiate addiction treatment, standard rate begins at $35 each admission for unlimited days. A copayment of $175 to $875 is due to the client depending on the plan.

A Federal Employee Program covers an unlimited stay at an opiate substance abuse treatment facility. The client has to pay $250 in a residential rehab center. If you want to get treated in an out-of-network treatment center, you pay $350 plus a fee according to your plan.

Using Blue Cross Blue Shield Insurance for Opiate Abuse Treatment

Blue Cross Blue Shield Insurance can cover your opiate substance abuse treatment depending on the type of plan and coverage you have. Nearly all plans cover medical detox. If clients should receive a cure for opiate addiction, then they can avail of the coverage for detox.

The doctor and the rehab center will be determined depending on the type of your Blue Cross Blue Shield Insurance coverage. If you have a PPO (Preferred Provider Organization (PPO) plan, you can have wider choices of providers. You can also seek treatment from an out-of-network provider at an added rate.

On the other hand, if you have an an HMO (Health Maintenance Organization) plan, you can only avail of the treatment at HMO-contracted rehab centers. Some of the insurance coverage includes:

· Outpatient treatment

· Residential treatment/detox

· Partial hospitalization

· Acute inpatient hospitalization